How CoveredLife works
in 3 simple steps
Start your quote
Tell us a bit about yourself and the cover you're looking for. It takes a few minutes online, or you can message us directly on WhatsApp at +27 83 575 6352.
We'll match you with an FSCA-authorised adviser who specialises in your specific needs, whether that's personal life cover, a health condition, or business protection.
Secure your policy
Your adviser searches the whole market on your behalf, comparing policies from South Africa's leading insurers to find suitable, competitively priced cover.
Most customers can complete this step within a single call, though more complex cases (like pre-existing conditions) may take a little longer while insurers assess your application.
Be confident
Once your policy is in place, you can rest easy knowing your family or business is protected. Your adviser remains on hand if your circumstances change.
There's no obligation at any stage, and our service is completely free — we're only paid by insurers once suitable cover is secured.
Why people choose us
Whole-of-Market Access
We compare policies across South Africa's leading insurers, not just one.
No Fees
Our advice is completely free. Insurers pay us only once cover is secured.
FSCA-Authorised Advisers
Every adviser we work with is fully regulated and authorised.