Life insurance after a
cancer diagnosis
Whether newly diagnosed, in treatment, or in remission, specialist insurers can still offer cover based on your individual outlook.
Start Your QuoteFSCA-Authorised Advisers | Whole-of-Market Access
Explore Your Options
Whatever you need to protect, we'll help you compare the right cover.
Life Insurance
A one-off tax-free lump-sum payment for your loved ones in the event of your death.
Learn moreCritical Illness Cover
A tax-free lump sum if you are diagnosed with a serious illness like cancer, heart attack or stroke.
Learn moreIncome Protection
Monthly tax-free payments if you are unable to work due to long-term sickness or injury.
Learn moreHow Cover After Cancer Works
Tell us your cancer type, stage and treatment
Share your diagnosis, treatment history, and current status.
We match you with specialist insurers
Your adviser knows which insurers have experience underwriting cancer history.
Underwriting reviews prognosis and time since treatment
Insurers assess your outlook based on medical evidence and time elapsed.
Receive a personalised quote
Get a quote that reflects your individual circumstances and current health.
Key features at a glance
Cover considered at any stage, including remission
Applications are assessed individually, not automatically refused.
Specialist oncology-aware underwriting
Insurers experienced in interpreting cancer diagnoses and treatment outcomes.
Time since treatment can improve terms
The longer you have been in remission, the more favourable terms can become.
Options if declined for full cover
Alternative products may be available even where standard cover is not.
Frequently Asked Questions
Can I get life insurance during treatment?
It can be more difficult during active treatment, but some specialist insurers will still consider an application or may offer to review it again after treatment completes.
How long after remission can I apply?
This varies by cancer type and insurer, but many will consider applications from one to five years post-treatment, sometimes sooner.
What medical evidence is needed?
Typically your diagnosis details, treatment received, histology/pathology reports, and follow-up or oncology reports.
What if I can't get standard cover?
Your adviser can explore alternative options, such as cover with a specific exclusion, a loaded premium, or guaranteed acceptance policies.